AU Small Finance Bank Home Loans

AU Small Finance BankHome Loan Interest Rates

Transfer your home loan to AU Small Finance Bank and enjoy competitive interest rates starting from 8.50%. With personalized service, quick approvals, and customer-centric approach, AU SFB makes your balance transfer journey smooth and rewarding.

1-Year MCLR: 8.5%%

Starting Rate

8.5% p.a.

Max Loan Amount

₹5,00,00,000

Max Tenure

360 years

EMI for ₹50L

₹43,391

Key Benefits

Why Choose AU Small Finance Bank Balance Transfer?

Personalized Service

Dedicated relationship manager

Quick Approvals

Fast processing within 5-7 days

Flexible Options

Customized loan solutions

Competitive Rates

Attractive interest rates from 8.50%

Digital Banking

Modern banking technology

Customer Focus

Customer-centric approach

Current Interest Rates

AU Small Finance Bank Balance Transfer Rates

Compare our competitive rates and see how much you can save by transferring your home loan.

Customer CategoryInterest Rate RangeSpecial Conditions
Salaried (Premium)8.5% - 9.2%
  • Salary >₹50,000/month
  • Credit Score 750+
  • Updated rates 2024-25
Salaried (Standard)8.75% - 9.45%
  • Regular salaried employees
  • Current market rates
Self-Employed8.9% - 10.65%
  • Based on business profile
  • Competitive rates 2024-25
Women Borrowers8.45% - 9.15%
  • Special concession rates
  • Enhanced benefits 2024-25
Simple Process

Your Home Loan Journey in 4 Simple Steps

From application to approval in just 48 hours with our streamlined digital process

01

Check Eligibility

Use our instant eligibility checker to know your loan amount in 60 seconds

60 seconds
02

Submit Documents

Upload required documents digitally through our secure portal

15 minutes
03

Bank Processing

Our partner banks verify your documents and process your application

24-48 hours
04

Loan Disbursal

Receive funds directly in your account after final approval

3-5 days
Eligibility

Eligibility & Documentation

Check if you qualify for AU Small Finance Bank home loan and documents required

Eligibility Criteria

  • Minimum 12 months old loan
  • Regular repayment history
  • Good payment track record
  • Credit score 650+
  • Clean credit history
  • No adverse remarks
  • 21-65 years at application
  • Maximum 70 years at maturity
  • Co-applicants considered
  • Salaried: ₹20,000+ monthly
  • Self-employed: ₹2.5 lakhs+ annual
  • Stable income for 2+ years

Documents Required

  • PAN Card
  • Aadhaar Card
  • Passport/License
  • Recent photographs
  • Salary slips (3 months)
  • Bank statements (6 months)
  • Form 16/ITR (2 years)
  • Employment certificate
  • Current loan statement
  • Sanction letter copy
  • Property papers list
  • NOC from lender
  • Sale deed/Agreement
  • Title documents
  • Tax receipts
  • Building approvals

Processing Fees

0.5% of loan amount
Min: ₹5,000
Max: ₹50,000

Meet all the eligibility criteria? Apply now for instant approval!

Start Your Application
Customer Success Stories

5 Million+ Happy Homeowners

Real stories from customers who achieved their dream of homeownership with MoneyKarma

PS

Priya Sharma

Mumbai, Maharashtra

ā€œMoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.ā€

Loan Amount

₹85 Lakhs

Bank

HDFC Bank

Interest Saved

₹4.2 Lakhs

Approval Time

3 days

More Success Stories

5M+
Happy Customers
₹50K Cr+
Loans Disbursed
98%
Approval Rate
48 Hrs
Avg. Approval Time
Trusted by Millions

India's Most Trusted Financial Platform

0M+
Happy Customers
0+
Partner Banks
₹0+
Crores Saved
0+
Cities Served
0%
Customer Satisfaction
0/7
Support Available
0 Min
Avg Response Time
0%
Secure & Private
Banks Compliant
ISO 27001 Certified
256-bit Encryption
SOC 2 Compliant
Help & Support

AU Small Finance Bank Balance Transfer FAQs

Get answers to commonly asked questions about balance transfer

Still have questions? Contact our support team

Start Your AU Small Finance Bank Balance Transfer Today

Join thousands of satisfied customers who have saved lakhs by transferring their home loan to AU Small Finance Bank. Get started with your balance transfer application now.

Apply for Balance Transfer