Axis Bank Home Loans

Axis BankHome Loan Interest Rates

Switch to Axis Bank and enjoy special benefits including 12 EMI waivers for women borrowers, competitive interest rates from 8.05%, and fast processing. Experience hassle-free balance transfer with minimal documentation and attractive features.

1-Year MCLR: 8.05%%

Starting Rate

8.05% p.a.

Max Loan Amount

₹5,00,00,000

Max Tenure

360 years

EMI for ₹50L

₹41,978

Key Benefits

Why Choose Axis Bank Balance Transfer?

12 EMI Waiver

Special benefit for women borrowers

Fast Processing

Quick approval in 3-5 days

Flexible Repayment

Step-up and step-down EMI options

Part Payment

No charges on partial prepayments

Online Management

Complete loan management through app

Property Search

Free property search assistance

Current Interest Rates

Axis Bank Balance Transfer Rates

Compare our competitive rates and see how much you can save by transferring your home loan.

Customer CategoryInterest Rate RangeSpecial Conditions
Salaried (Super Saver)8.05% - 8.75%
  • Salary >₹75,000/month
  • Credit Score 750+
  • Updated rates 2024-25
Salaried (Standard)8.3% - 9.1%
  • Regular salaried employees
  • Current market rates
Self-Employed8.4% - 9.95%
  • Based on income and profile
  • Competitive rates 2024-25
Women Special8% - 8.7%
  • With 12 EMI waiver benefit
  • Enhanced benefits 2024-25
Simple Process

Your Home Loan Journey in 4 Simple Steps

From application to approval in just 48 hours with our streamlined digital process

01

Check Eligibility

Use our instant eligibility checker to know your loan amount in 60 seconds

60 seconds
02

Submit Documents

Upload required documents digitally through our secure portal

15 minutes
03

Bank Processing

Our partner banks verify your documents and process your application

24-48 hours
04

Loan Disbursal

Receive funds directly in your account after final approval

3-5 days
Eligibility

Eligibility & Documentation

Check if you qualify for Axis Bank home loan and documents required

Eligibility Criteria

  • Minimum 12 months of repayment
  • No defaults or delays
  • Good payment history
  • Minimum Credit Score of 650
  • 700+ for better rates
  • Clean credit report
  • 21-65 years at application
  • Retirement age consideration
  • Co-borrower allowed
  • Salaried: ₹18,000 net monthly
  • Self-employed: ₹2.5 lakhs annual
  • Stable income source

Documents Required

  • PAN Card
  • Aadhaar Card
  • Passport/Voter ID
  • Recent photograph
  • Salary slips (3 months)
  • Bank statements (6 months)
  • Form 16/ITR
  • Employment certificate
  • Current loan statement
  • Sanction letter
  • Property papers list
  • NOC from lender
  • Title documents
  • Agreement copy
  • Receipts and bills
  • Approved plan

Processing Fees

0.5% of loan amount
Min: ₹5,000
Max: ₹50,000

Meet all the eligibility criteria? Apply now for instant approval!

Start Your Application
Customer Success Stories

5 Million+ Happy Homeowners

Real stories from customers who achieved their dream of homeownership with MoneyKarma

PS

Priya Sharma

Mumbai, Maharashtra

ā€œMoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.ā€

Loan Amount

₹85 Lakhs

Bank

HDFC Bank

Interest Saved

₹4.2 Lakhs

Approval Time

3 days

More Success Stories

5M+
Happy Customers
₹50K Cr+
Loans Disbursed
98%
Approval Rate
48 Hrs
Avg. Approval Time
Trusted by Millions

India's Most Trusted Financial Platform

0M+
Happy Customers
0+
Partner Banks
₹0+
Crores Saved
0+
Cities Served
0%
Customer Satisfaction
0/7
Support Available
0 Min
Avg Response Time
0%
Secure & Private
Banks Compliant
ISO 27001 Certified
256-bit Encryption
SOC 2 Compliant
Help & Support

Axis Bank Balance Transfer FAQs

Get answers to commonly asked questions about balance transfer

Still have questions? Contact our support team

Start Your Axis Bank Balance Transfer Today

Join thousands of satisfied customers who have saved lakhs by transferring their home loan to Axis Bank. Get started with your balance transfer application now.

Apply for Balance Transfer