Bajaj FinservHome Loan Interest Rates
Transfer your home loan to Bajaj Finserv and enjoy competitive interest rates starting from 8.60%. With quick digital approvals, minimal documentation, and customer-friendly features, Bajaj Finserv makes your balance transfer experience fast and convenient.
Starting Rate
8.6% p.a.
Max Loan Amount
ā¹5,00,00,000
Max Tenure
360 years
EMI for ā¹50L
ā¹43,708
Why Choose Bajaj Finserv Balance Transfer?
Quick Digital Approvals
Instant approvals through digital process
Minimal Documentation
Reduced paperwork with digital verification
Flexible Tenure
Loan tenure up to 30 years
Doorstep Service
Document collection at your location
No Hidden Charges
Transparent fee structure
Expert Guidance
Professional advisory services
Bajaj Finserv Balance Transfer Rates
Compare our competitive rates and see how much you can save by transferring your home loan.
| Customer Category | Interest Rate Range | Special Conditions |
|---|---|---|
| Salaried (Premium) | 8.6% - 9.3% |
|
| Salaried (Standard) | 8.85% - 9.55% |
|
| Self-Employed | 9% - 10.75% |
|
| Women Borrowers | 8.55% - 9.25% |
|
Your Home Loan Journey in 4 Simple Steps
From application to approval in just 48 hours with our streamlined digital process
Check Eligibility
Use our instant eligibility checker to know your loan amount in 60 seconds
Submit Documents
Upload required documents digitally through our secure portal
Bank Processing
Our partner banks verify your documents and process your application
Loan Disbursal
Receive funds directly in your account after final approval
Eligibility & Documentation
Check if you qualify for Bajaj Finserv home loan and documents required
Eligibility Criteria
- Minimum 12 months old loan
- Regular repayment history
- No defaults or restructuring
- Credit score 650+
- Clean credit history
- Stable financial profile
- 21-65 years at application
- Maximum 70 years at maturity
- Co-applicants considered
- Salaried: ā¹25,000+ monthly
- Self-employed: ā¹3 lakhs+ annual
- Stable income for 2+ years
Documents Required
- PAN Card
- Aadhaar Card
- Passport/License
- Recent photographs
- Salary slips (3 months)
- Bank statements (6 months)
- Form 16/ITR (2 years)
- Employment certificate
- Current loan statement
- Sanction letter copy
- Property papers list
- NOC from lender
- Sale deed/Agreement
- Title documents
- Tax receipts
- Building approvals
Processing Fees
Meet all the eligibility criteria? Apply now for instant approval!
Start Your Application5 Million+ Happy Homeowners
Real stories from customers who achieved their dream of homeownership with MoneyKarma
Priya Sharma
Mumbai, Maharashtra
āMoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.ā
Loan Amount
ā¹85 Lakhs
Bank
HDFC Bank
Interest Saved
ā¹4.2 Lakhs
Approval Time
3 days
More Success Stories
India's Most Trusted Financial Platform
Bajaj Finserv Balance Transfer FAQs
Get answers to commonly asked questions about balance transfer
Still have questions? Contact our support team
Start Your Bajaj Finserv Balance Transfer Today
Join thousands of satisfied customers who have saved lakhs by transferring their home loan to Bajaj Finserv. Get started with your balance transfer application now.
Apply for Balance Transfer