Bank of BarodaHome Loan Interest Rates
Transfer your home loan to Bank of Baroda and enjoy competitive interest rates starting from 7.35%. With minimal processing fees, customer-friendly features, and nationwide presence, Bank of Baroda makes your home loan journey affordable and convenient.
Starting Rate
7.35% p.a.
Max Loan Amount
₹5,00,00,000
Max Tenure
360 years
EMI for ₹50L
₹39,822
Why Choose Bank of Baroda Balance Transfer?
Competitive Rates
Interest rates starting from 7.35%
Low Processing Fee
Minimal processing charges of 0.25%
Quick Sanction
Fast approval and disbursement
Flexible EMI
Multiple repayment options
Online Tracking
Digital application tracking
Nationwide Network
Wide branch presence across India
Bank of Baroda Balance Transfer Rates
Compare our competitive rates and see how much you can save by transferring your home loan.
| Customer Category | Interest Rate Range | Special Conditions |
|---|---|---|
| Salaried (Excellent Credit) | 7.35% - 8.1% |
|
| Salaried (Standard) | 7.6% - 8.35% |
|
| Self-Employed | 7.7% - 9.1% |
|
| Women Borrowers | 7.3% - 8.05% |
|
Your Home Loan Journey in 4 Simple Steps
From application to approval in just 48 hours with our streamlined digital process
Check Eligibility
Use our instant eligibility checker to know your loan amount in 60 seconds
Submit Documents
Upload required documents digitally through our secure portal
Bank Processing
Our partner banks verify your documents and process your application
Loan Disbursal
Receive funds directly in your account after final approval
Eligibility & Documentation
Check if you qualify for Bank of Baroda home loan and documents required
Eligibility Criteria
- Minimum 12 months repayment
- No defaults or delays
- Good track record
- Minimum Credit Score 650
- 700+ for best rates
- Clean credit history
- 21-70 years
- Retirement age considered
- Co-applicant allowed
- Salaried: ₹15,000+ monthly
- Self-employed: ₹2 lakhs+ annual
- Stable income source
Documents Required
- Aadhaar Card
- PAN Card
- Passport/Voter ID
- Address proof
- Salary slips (3 months)
- Bank statements
- Form 16/ITR
- Employment letter
- Current loan statement
- Sanction letter
- Property papers
- NOC from lender
- Sale deed
- Title documents
- Tax receipts
- Building plan
Processing Fees
Meet all the eligibility criteria? Apply now for instant approval!
Start Your Application5 Million+ Happy Homeowners
Real stories from customers who achieved their dream of homeownership with MoneyKarma
Priya Sharma
Mumbai, Maharashtra
“MoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.”
Loan Amount
₹85 Lakhs
Bank
HDFC Bank
Interest Saved
₹4.2 Lakhs
Approval Time
3 days
More Success Stories
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Bank of Baroda Balance Transfer FAQs
Get answers to commonly asked questions about balance transfer
Still have questions? Contact our support team
Start Your Bank of Baroda Balance Transfer Today
Join thousands of satisfied customers who have saved lakhs by transferring their home loan to Bank of Baroda. Get started with your balance transfer application now.
Apply for Balance Transfer