ICICI BankHome Loan Interest Rates
Transfer your home loan to ICICI Bank and enjoy competitive interest rates starting from 8.00%. With digital convenience, flexible repayment options, and attractive top-up loans, ICICI Bank makes your home loan journey smoother and more affordable.
Starting Rate
8% p.a.
Max Loan Amount
ā¹5,00,00,000
Max Tenure
360 years
EMI for ā¹50L
ā¹41,822
Why Choose ICICI Bank Balance Transfer?
Digital Process
Complete online application and tracking
EMI Holiday
Option to skip EMIs during financial stress
Dual Rate Benefit
Fixed rate for initial years, then floating
Insurance Options
Comprehensive home loan insurance coverage
Quick Disbursement
Fast processing and loan disbursement
Doorstep Service
Document collection from your location
ICICI Bank Balance Transfer Rates
Compare our competitive rates and see how much you can save by transferring your home loan.
| Customer Category | Interest Rate Range | Special Conditions |
|---|---|---|
| Salaried (Prime Customers) | 8% - 8.7% |
|
| Salaried (Standard) | 8.25% - 8.95% |
|
| Self-Employed | 8.3% - 9.7% |
|
| Women Borrowers | 7.95% - 8.65% |
|
Your Home Loan Journey in 4 Simple Steps
From application to approval in just 48 hours with our streamlined digital process
Check Eligibility
Use our instant eligibility checker to know your loan amount in 60 seconds
Submit Documents
Upload required documents digitally through our secure portal
Bank Processing
Our partner banks verify your documents and process your application
Loan Disbursal
Receive funds directly in your account after final approval
Eligibility & Documentation
Check if you qualify for ICICI Bank home loan and documents required
Eligibility Criteria
- Minimum 12 EMIs paid on current loan
- No bounced EMIs in last 12 months
- Loan should be standard asset
- Credit score 675 and above
- No settlements or write-offs
- Maximum 2 enquiries in last 6 months
- 23-65 years at application
- Maximum 70 years at loan maturity
- Co-applicant can extend age limit
- Salaried: Minimum ā¹20,000 net monthly
- Self-employed: ā¹3 lakhs annual profit
- Consistent income for 2 years
Documents Required
- PAN Card (mandatory)
- Aadhaar Card
- Passport/Driving License
- Utility bills for address
- Latest 3 salary slips
- Form 16/ITR (2 years)
- Bank statements (6 months)
- Employment proof
- Loan account statement (12 months)
- Original sanction letter
- List of property documents
- Foreclosure letter
- Agreement/Sale deed
- Allotment letter
- Possession letter
- Property tax receipts
Processing Fees
Meet all the eligibility criteria? Apply now for instant approval!
Start Your Application5 Million+ Happy Homeowners
Real stories from customers who achieved their dream of homeownership with MoneyKarma
Priya Sharma
Mumbai, Maharashtra
āMoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.ā
Loan Amount
ā¹85 Lakhs
Bank
HDFC Bank
Interest Saved
ā¹4.2 Lakhs
Approval Time
3 days
More Success Stories
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ICICI Bank Balance Transfer FAQs
Get answers to commonly asked questions about balance transfer
Still have questions? Contact our support team
Start Your ICICI Bank Balance Transfer Today
Join thousands of satisfied customers who have saved lakhs by transferring their home loan to ICICI Bank. Get started with your balance transfer application now.
Apply for Balance Transfer