Indian Bank Home Loans

Indian BankHome Loan Interest Rates

Transfer your home loan to Indian Bank and enjoy competitive interest rates starting from 7.75%. With government bank reliability, transparent processes, and special benefits for various customer segments, Indian Bank offers a trustworthy balance transfer experience.

1-Year MCLR: 7.75%%

Starting Rate

7.75% p.a.

Max Loan Amount

₹5,00,00,000

Max Tenure

360 years

EMI for ₹50L

₹41,047

Key Benefits

Why Choose Indian Bank Balance Transfer?

Government Bank Trust

Reliability of a nationalized bank

Low Processing Fee

Minimal charges of 0.25%

Special Concessions

Benefits for women and senior citizens

Quick Processing

Fast approval and disbursement

Flexible Tenure

Repayment up to 30 years

Wide Network

Extensive branch presence

Current Interest Rates

Indian Bank Balance Transfer Rates

Compare our competitive rates and see how much you can save by transferring your home loan.

Customer CategoryInterest Rate RangeSpecial Conditions
Salaried (Government)7.75% - 8.45%
  • Govt/PSU employees
  • Credit Score 750+
  • Updated rates 2024-25
Salaried (Private)8% - 8.7%
  • Private sector employees
  • Current market rates
Self-Employed8.15% - 9.35%
  • Based on business profile
  • Competitive rates 2024-25
Women/Senior Citizens7.7% - 8.4%
  • Special concession rates
  • Enhanced benefits 2024-25
Simple Process

Your Home Loan Journey in 4 Simple Steps

From application to approval in just 48 hours with our streamlined digital process

01

Check Eligibility

Use our instant eligibility checker to know your loan amount in 60 seconds

60 seconds
02

Submit Documents

Upload required documents digitally through our secure portal

15 minutes
03

Bank Processing

Our partner banks verify your documents and process your application

24-48 hours
04

Loan Disbursal

Receive funds directly in your account after final approval

3-5 days
Eligibility

Eligibility & Documentation

Check if you qualify for Indian Bank home loan and documents required

Eligibility Criteria

  • Minimum 12 months repayment
  • No defaults or delays
  • Regular EMI payments
  • Minimum Credit Score 650
  • 700+ for best rates
  • Clean credit history
  • 21-70 years
  • Extended for government employees
  • Co-applicants allowed
  • Stable income source
  • Minimum varies by location
  • Pension income considered

Documents Required

  • Aadhaar Card
  • PAN Card
  • Passport/Voter ID
  • Address proof
  • Salary slips/Income proof
  • Bank statements
  • ITR/Form 16
  • Employment certificate
  • Loan account statement
  • Sanction letter
  • Property documents
  • Outstanding certificate
  • Sale deed
  • Title documents
  • Tax receipts
  • Approved plans

Processing Fees

0.5% of loan amount
Min: 5,000
Max: 50,000

Meet all the eligibility criteria? Apply now for instant approval!

Start Your Application
Customer Success Stories

5 Million+ Happy Homeowners

Real stories from customers who achieved their dream of homeownership with MoneyKarma

PS

Priya Sharma

Mumbai, Maharashtra

MoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.

Loan Amount

₹85 Lakhs

Bank

HDFC Bank

Interest Saved

₹4.2 Lakhs

Approval Time

3 days

More Success Stories

5M+
Happy Customers
₹50K Cr+
Loans Disbursed
98%
Approval Rate
48 Hrs
Avg. Approval Time
Trusted by Millions

India's Most Trusted Financial Platform

0M+
Happy Customers
0+
Partner Banks
0+
Crores Saved
0+
Cities Served
0%
Customer Satisfaction
0/7
Support Available
0 Min
Avg Response Time
0%
Secure & Private
Banks Compliant
ISO 27001 Certified
256-bit Encryption
SOC 2 Compliant
Help & Support

Indian Bank Balance Transfer FAQs

Get answers to commonly asked questions about balance transfer

Still have questions? Contact our support team

Start Your Indian Bank Balance Transfer Today

Join thousands of satisfied customers who have saved lakhs by transferring their home loan to Indian Bank. Get started with your balance transfer application now.

Apply for Balance Transfer