LIC Housing FinanceHome Loan Interest Rates
Transfer your home loan to LIC Housing Finance and benefit from the trust of LIC brand. Get competitive rates from 7.90%, quick approvals, flexible tenure options, and excellent customer service backed by India's most trusted insurance brand.
Starting Rate
7.9% p.a.
Max Loan Amount
₹5,00,00,000
Max Tenure
360 years
EMI for ₹50L
₹41,511
Why Choose LIC Housing Finance Balance Transfer?
LIC Brand Trust
Backed by India's most trusted brand
Quick Approval
Fast processing and disbursement
Flexible Tenure
Repayment up to 30 years
Top-up Facility
Additional funds for your needs
Free Valuation
No charges for property evaluation
Insurance Benefits
Integrated life insurance options
LIC Housing Finance Balance Transfer Rates
Compare our competitive rates and see how much you can save by transferring your home loan.
| Customer Category | Interest Rate Range | Special Conditions |
|---|---|---|
| Salaried (LIC Policyholders) | 7.9% - 8.65% |
|
| Salaried (Non-Policyholders) | 8.15% - 8.95% |
|
| Self-Employed | 8.3% - 9.95% |
|
| Women Borrowers | 7.85% - 8.6% |
|
Your Home Loan Journey in 4 Simple Steps
From application to approval in just 48 hours with our streamlined digital process
Check Eligibility
Use our instant eligibility checker to know your loan amount in 60 seconds
Submit Documents
Upload required documents digitally through our secure portal
Bank Processing
Our partner banks verify your documents and process your application
Loan Disbursal
Receive funds directly in your account after final approval
Eligibility & Documentation
Check if you qualify for LIC Housing Finance home loan and documents required
Eligibility Criteria
- Minimum 12 months old
- Regular repayments
- Standard asset status
- Minimum Credit Score 650
- Preferably 700+
- Clean credit history
- 18-70 years
- Extended for LIC policyholders
- Co-applicants accepted
- Stable employment/business
- Minimum income varies by city
- All sources considered
Documents Required
- Aadhaar Card
- PAN Card
- Passport/License
- Utility bills
- Salary slips
- Bank statements
- ITR/Form 16
- Business financials
- Loan statement
- Sanction letter
- Property papers
- Repayment track
- Sale deed
- Title documents
- Approved plans
- Tax receipts
Processing Fees
Meet all the eligibility criteria? Apply now for instant approval!
Start Your Application5 Million+ Happy Homeowners
Real stories from customers who achieved their dream of homeownership with MoneyKarma
Priya Sharma
Mumbai, Maharashtra
“MoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.”
Loan Amount
₹85 Lakhs
Bank
HDFC Bank
Interest Saved
₹4.2 Lakhs
Approval Time
3 days
More Success Stories
India's Most Trusted Financial Platform
LIC Housing Finance Balance Transfer FAQs
Get answers to commonly asked questions about balance transfer
Still have questions? Contact our support team
Start Your LIC Housing Finance Balance Transfer Today
Join thousands of satisfied customers who have saved lakhs by transferring their home loan to LIC Housing Finance. Get started with your balance transfer application now.
Apply for Balance Transfer