Punjab National BankHome Loan Interest Rates
Switch to Punjab National Bank for attractive home loan rates starting from 7.85%. With transparent processes, no hidden charges, and special benefits for various customer segments, PNB makes home loan balance transfer simple and beneficial.
Starting Rate
7.85% p.a.
Max Loan Amount
₹5,00,00,000
Max Tenure
360 years
EMI for ₹50L
₹41,356
Why Choose Punjab National Bank Balance Transfer?
Low Interest Rates
Rates starting from 7.85%
No Hidden Charges
Transparent fee structure
Overdraft Facility
Flexible fund access
Insurance Options
Comprehensive coverage available
Senior Benefits
Special rates for senior citizens
Wide Network
Extensive branch presence
Punjab National Bank Balance Transfer Rates
Compare our competitive rates and see how much you can save by transferring your home loan.
| Customer Category | Interest Rate Range | Special Conditions |
|---|---|---|
| Salaried (Prime) | 7.85% - 8.55% |
|
| Salaried (Regular) | 8.1% - 8.8% |
|
| Self-Employed | 8.2% - 9.45% |
|
| Senior Citizens | 7.8% - 8.5% |
|
Your Home Loan Journey in 4 Simple Steps
From application to approval in just 48 hours with our streamlined digital process
Check Eligibility
Use our instant eligibility checker to know your loan amount in 60 seconds
Submit Documents
Upload required documents digitally through our secure portal
Bank Processing
Our partner banks verify your documents and process your application
Loan Disbursal
Receive funds directly in your account after final approval
Eligibility & Documentation
Check if you qualify for Punjab National Bank home loan and documents required
Eligibility Criteria
- Minimum 12 months track record
- Regular EMI payments
- No bounced EMIs
- Credit score 650+
- No adverse remarks
- Clean banking history
- 18-70 years
- Extended for pensioners
- Joint applicants considered
- Regular income proof
- Minimum as per location
- Pension considered
Documents Required
- Identity proof
- Address proof
- PAN Card
- Photographs
- Salary certificates
- Bank statements
- Tax returns
- Pension papers (if applicable)
- Loan account details
- Payment history
- Outstanding certificate
- Original papers
- Title deeds
- Sale agreement
- Tax receipts
- Approved plans
Processing Fees
Meet all the eligibility criteria? Apply now for instant approval!
Start Your Application5 Million+ Happy Homeowners
Real stories from customers who achieved their dream of homeownership with MoneyKarma
Priya Sharma
Mumbai, Maharashtra
“MoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.”
Loan Amount
₹85 Lakhs
Bank
HDFC Bank
Interest Saved
₹4.2 Lakhs
Approval Time
3 days
More Success Stories
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Punjab National Bank Balance Transfer FAQs
Get answers to commonly asked questions about balance transfer
Still have questions? Contact our support team
Start Your Punjab National Bank Balance Transfer Today
Join thousands of satisfied customers who have saved lakhs by transferring their home loan to Punjab National Bank. Get started with your balance transfer application now.
Apply for Balance Transfer