YES BankHome Loan Interest Rates
Transfer your home loan to YES Bank and experience digital banking excellence with competitive rates starting from 8.20%. Enjoy instant approvals, innovative features, and personalized service that makes your balance transfer journey smooth and rewarding.
Starting Rate
8.2% p.a.
Max Loan Amount
ā¹5,00,00,000
Max Tenure
360 years
EMI for ā¹50L
ā¹42,446
Why Choose YES Bank Balance Transfer?
Digital Excellence
Complete online process with instant approvals
Instant Processing
Quick approvals within 24-48 hours
Flexible EMI Options
Step-up, step-down, and EMI holiday options
Doorstep Service
Document collection and verification at home
Reward Points
Earn points on timely EMI payments
Premium Banking
Priority banking benefits and services
YES Bank Balance Transfer Rates
Compare our competitive rates and see how much you can save by transferring your home loan.
| Customer Category | Interest Rate Range | Special Conditions |
|---|---|---|
| Salaried (Premium) | 8.2% - 8.9% |
|
| Salaried (Standard) | 8.45% - 9.15% |
|
| Self-Employed | 8.6% - 10.2% |
|
| Women Borrowers | 8.15% - 8.85% |
|
Your Home Loan Journey in 4 Simple Steps
From application to approval in just 48 hours with our streamlined digital process
Check Eligibility
Use our instant eligibility checker to know your loan amount in 60 seconds
Submit Documents
Upload required documents digitally through our secure portal
Bank Processing
Our partner banks verify your documents and process your application
Loan Disbursal
Receive funds directly in your account after final approval
Eligibility & Documentation
Check if you qualify for YES Bank home loan and documents required
Eligibility Criteria
- Minimum 6 months old loan
- Regular repayment history
- No restructuring or settlements
- Credit score 700+
- Clean credit history
- Low credit utilization
- 23-65 years at application
- Maximum 70 years at maturity
- Co-applicants considered
- Salaried: ā¹30,000+ monthly
- Self-employed: ā¹4 lakhs+ annual
- Stable income for 2+ years
Documents Required
- PAN Card
- Aadhaar Card
- Passport/License
- Recent photographs
- Salary slips (3 months)
- Bank statements (6 months)
- Form 16/ITR (2 years)
- Employment certificate
- Current loan statement
- Sanction letter copy
- Property papers list
- NOC from lender
- Sale deed/Agreement
- Title documents
- Tax receipts
- Building approvals
Processing Fees
Meet all the eligibility criteria? Apply now for instant approval!
Start Your Application5 Million+ Happy Homeowners
Real stories from customers who achieved their dream of homeownership with MoneyKarma
Priya Sharma
Mumbai, Maharashtra
āMoneyKarma made my dream of owning a home in Mumbai a reality. Their team helped me get the best rate from HDFC Bank, saving me lakhs in interest. The entire process was digital and hassle-free.ā
Loan Amount
ā¹85 Lakhs
Bank
HDFC Bank
Interest Saved
ā¹4.2 Lakhs
Approval Time
3 days
More Success Stories
India's Most Trusted Financial Platform
YES Bank Balance Transfer FAQs
Get answers to commonly asked questions about balance transfer
Still have questions? Contact our support team
Start Your YES Bank Balance Transfer Today
Join thousands of satisfied customers who have saved lakhs by transferring their home loan to YES Bank. Get started with your balance transfer application now.
Apply for Balance Transfer