Building FinancialFutures for India
Since 2018, MoneyKarma has been on a mission to democratize financial services across India. We believe everyone deserves access to transparent, affordable, and personalized financial solutions.
Driven by Purpose, Guided by Vision
Our Mission
To democratize financial services across India by providing transparent, affordable, and personalized solutions that empower individuals and businesses to achieve their financial goals, regardless of their location or background.
Our Vision
To become India's most trusted financial services platform, connecting every Indian to the right financial products and services, fostering financial inclusion and economic growth across all communities.
India's Most Trusted Financial Platform
From Vision to Reality
A story of innovation, determination, and financial empowerment
Transforming Financial Services Since 2018
MoneyKarma was founded with a simple observation: accessing financial services in India was unnecessarily complex, opaque, and often unfair. Customers struggled to compare options, understand terms, and get approved for products they deserved.
We started as a small team of financial services veterans and technology experts who believed that technology could solve these problems. Our mission was clear - make financial services transparent, accessible, and fair for every Indian.
Today, we've grown into India's leading financial services platform, serving over 5 million customers across 500+ cities. From helping first-time home buyers in tier-2 cities to enabling MSMEs access working capital, we've facilitated over ₹25,000 crores in loans and helped millions improve their credit scores.
But we're just getting started. Our vision is to create a financial ecosystem where every Indian has access to the right financial products and services, empowering them to achieve their dreams and build a better future.
Founded with a Vision
Started with a mission to democratize financial services
1 Million Users
Crossed 1M users, partnered with 30+ banks
₹10,000 Cr Milestone
Disbursed ₹10,000 crores in loans, launched Digital Gold
5M+ Happy Customers
Serving 5M+ customers across 500+ cities
AI-Powered Future
Launching AI-driven personalized financial recommendations
Core Values That Guide Us
These principles shape every decision we make and every action we take
Transparency
Complete openness in all our dealings. No hidden fees, no fine print tricks, just honest communication.
Customer First
Every decision is guided by what's best for our customers. Their success is our success.
Innovation
Continuously innovating to make financial services simpler, faster, and more accessible.
Inclusion
Including everyone in the financial ecosystem, regardless of location, income, or background.
Excellence
Striving for excellence in everything we do, from product quality to customer service.
Integrity
Conducting business with the highest standards of integrity, honesty, and ethical behavior.
Advised by Industry Veterans
Experienced leaders from top financial institutions and technology companies driving our mission forward
Joel Epstein
Former chairman and CEO of AIG
Consumer Finance Group (NYSE: AIG)
Mark Goines
Former Senior VP and GM at Intuit
Steven Freiberg
Vice Chair of SoFi (NASDAQ: SOFI)
Former CEO of Citigroup's Global Consumer Group
Yu Kai Chou
Gamification expert and creator of Octalysis framework
Bank-Level Security Standards
Your data is protected with industry-leading security measures and compliance standards
Join Our Journey
Be part of India's financial transformation. Experience transparent, accessible, and personalized financial services designed for your success.
Get Started