Where Ambition Meets Opportunity

About the Role

AI-Native Product Engineering | Full-Time In India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it. We're changing that. MoneyKarma is India's fastest-growing AI-powered home loan platform. We don't just connect buyers with banks—we've built the intelligence layer that's democratizing access to credit across the country. Our engineering team is small, fast, and deeply integrated with product and business—every engineer here is a product thinker first and a coder second. Backed by institutional investors and built by a team combining Stanford pedigree with deep India market expertise, MoneyKarma offers engineers something rare: the chance to build AI-native products that serve millions, with real ownership and zero bureaucracy. Why Join Us: • Ship AI-Native Products — You won't just "use AI"—you'll build products where AI is the product. From intelligent credit decisioning to LLM-powered customer experiences, AI isn't a feature here—it's the architecture. • Think Like a PM, Build Like an Engineer — We don't hand you specs. You'll own problem statements, define solutions, and ship end-to-end. The best ideas at MoneyKarma come from engineers who understand the "why" behind what they build. • Stay on the Cutting Edge — We actively adopt the latest in AI tooling—from Cursor and Copilot to custom agents and RAG pipelines. If there's a better way to build, we find it and use it. • Small Team, Outsized Impact — Our engineering team is deliberately lean. That means every engineer touches critical systems, ships to millions of users, and sees the impact of their work in real time. • Equity & Growth — High performers receive ESOPs and a fast track to engineering leadership. We promote based on output, not tenure. Tech Stack: Python, TypeScript, React, Node.js, AWS, LLMs, RAG pipelines Growth Path: Engineer → Senior Engineer → Staff / Engineering Lead (18–36 months for top performers) Our Selection Process: 1. Application Review — We review your work, GitHub, and product portfolio 2. Technical Deep Dive — Live problem-solving session focused on product thinking + AI fluency (no whiteboard puzzles) 3. Product & Architecture Discussion — Conversation with engineering leadership on how you'd approach real MoneyKarma challenges 4. Founder Connect — Our founder meets every engineer personally. That's how seriously we take this. 5. Offer — Within 48 hours of final round

What You'll Do

• Build AI-First Features: Design and develop product features powered by LLMs, ML models, and intelligent automation. From AI-driven lead scoring to conversational loan advisory—you'll build systems that think.
• Own Full-Stack Delivery: Write clean, production-grade code across the stack. Take features from ideation to deployment with minimal hand-holding.
• Prototype Rapidly with AI Tools: Use AI-assisted development (Cursor, Copilot, Claude, custom agents) to dramatically accelerate your output. We measure impact, not lines of code.
• Solve Product Problems: Go beyond tickets. Understand user pain points, propose product improvements, and drive technical decisions that move business metrics.
• Build Scalable Infrastructure: Design systems that serve 10M+ users reliably. Work with APIs, microservices, cloud infrastructure, and data pipelines at meaningful scale.
• Experiment & Iterate: Run quick experiments, build MVPs, and validate hypotheses. We ship fast and learn faster.
• Collaborate Cross-Functionally: Work closely with product, design, data science, and business teams. The best engineers here are the ones who step outside their lane.

About the Role

Channel Development | Full-Time In India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it. We're changing that. MoneyKarma is India's fastest-growing AI-powered home loan platform. We're looking for seasoned field sales professionals who know how to build partner networks from the ground up—people who've earned their stripes in the streets and understand that relationships drive revenue. Backed by institutional investors and built by a team combining Stanford pedigree with deep India market expertise, MoneyKarma offers you the chance to build channel networks that will define how Indians access home loans. Why Join Us: • Own Your Territory — Build and manage a partner network across your region. Your relationships, your results. • Leverage Your Network — Your existing relationships with retailers, distributors, and local influencers become valuable assets in building our partner ecosystem. • Earn What You Deserve — Aggressive incentive structure rewards performance. Top performers consistently earn 2-3x their base through commissions. • Growth Track — High performers move up fast. We've seen executives become territory managers within 18 months. • Mission That Matters — Every partner you onboard helps more families achieve home ownership. Real impact, not just revenue. Growth Path: Associate → Senior Associate → Territory Manager (12-24 months for top performers) Our Selection Process: 1. Application Review — We assess your field sales experience and industry fit 2. HR Conversation — Quick call to understand your background and motivation 3. Field Sales Leader Interview — Discussion with regional sales head on role expectations and your track record 4. Offer — Within 48 hours of final round

What You'll Do

• Acquire Channel Partners: Identify, pitch, and onboard local partners—property agents, financial advisors, insurance agents, and local influencers who can refer home loan customers.
• Build Relationships: Develop deep relationships with partners through regular visits, training, and support. Your partners should see you as their go-to person for home loans.
• Drive Referrals: Work with partners to generate quality customer referrals. Train them on identifying the right customers and positioning MoneyKarma's value.
• Hit Your Numbers: Own monthly targets for partner acquisition, activation, and loan referrals. Your scorecard is clear and your impact is measurable.
• Feed Market Intelligence: Share insights on competitor activity, market trends, and partner feedback. Your ground-level knowledge shapes company strategy.

About the Role

In India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it. We're changing that. MoneyKarma is India's fastest-growing AI-powered home loan platform. We don't just connect buyers with banks—we've built the infrastructure that's democratizing access to credit across the country.

What You'll Do

• Drive Builder Partnerships: Identify, pitch, and close partnerships with real estate developers. Manage end-to-end relationship lifecycle from first meeting to ongoing revenue generation.
• Establish On-Site Presence: Set up and manage MoneyKarma desks at builder sites. Ensure seamless customer experience from property booking to loan disbursal.
• Hit Revenue Targets: Own monthly and quarterly targets for loan disbursals through your builder network. Work with ops team to ensure seamless execution.
• Represent MoneyKarma: Be the face of MoneyKarma at builder sites, sales offices, and industry events. Build our brand in the real estate ecosystem.
• Provide Market Intelligence: Feed insights on competitive dynamics, builder preferences, and customer needs back to product and strategy teams.

About the Role

In India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it. We're changing that. MoneyKarma is India's fastest-growing AI-powered home loan platform. We're looking for hungry, ambitious graduates who want to start their careers in the middle of the action—not watching from the sidelines. Backed by institutional investors and built by a team combining Stanford pedigree with deep India market expertise, MoneyKarma offers fresh graduates something rare: real responsibility from day one.

What You'll Do

• Support Builder Acquisition: Help identify potential builder partners. Research their projects, understand their customer base, and assist in outreach efforts.
• Manage On-Site Operations: Run MoneyKarma desks at builder sites. Be the first point of contact for home buyers and ensure smooth loan processing.
• Build Relationships: Develop rapport with builder sales teams, site managers, and key decision-makers. Your relationships will drive repeat business.
• Drive Loan Conversions: Work with customers from initial enquiry to loan disbursal. Own your numbers and contribute to monthly targets.
• Gather Market Intelligence: Collect insights on builder preferences, competitor activity, and customer feedback. Your on-ground knowledge shapes company strategy.

About the Role

MoneyKarma isn't just another fintech company—we're redefining how 1.4 billion Indians access credit, buy homes, and build wealth. We've built an AI-powered platform that connects homebuyers with the right banks, helps real estate developers identify high-intent customers, and simplifies complex financial decisions into seamless digital experiences. As a Customer Success Lead, you'll manage on-site operations at builder locations—leading from the front while ensuring your team delivers exceptional customer experiences and hits revenue targets. This role is for experienced professionals who've proven they can sell, serve customers, and are ready to lead teams.

What You'll Do

• Lead On-Site Operations: Manage MoneyKarma presence at multiple builder sites. Ensure seamless customer experience from inquiry to loan disbursal.
• Drive Conversions & Revenue: Own monthly and quarterly targets for your sites. Build and run high-velocity sales funnels that deliver results.
• Handle High-Value Customers: Personally manage complex cases and premium customers. Use consultative selling to guide them to the right solutions.
• Build & Coach Your Team: Recruit, train, and mentor Home Loan Advisors. Create a culture of customer obsession and performance.
• Strengthen Builder Relationships: Work closely with builder sales teams and site managers. Your relationships ensure priority access and referral flow.
• Be the Ground-Level Strategist: Bring market insights, competitive intelligence, and customer patterns to leadership. Your observations shape company strategy.

About the Role

MoneyKarma isn't just another fintech company—we're redefining how 1.4 billion Indians access credit, buy homes, and build wealth. As a Home Loan Advisor, you'll be stationed at builder sites—the frontline where home dreams become reality. You're the trusted guide who helps customers navigate the home loan journey, from first inquiry to keys in hand. This role is for high-energy individuals who love talking to people, solving problems on the spot, and creating memorable customer experiences. It's demanding, fast-paced, and intensely rewarding.

What You'll Do

• Be the First Point of Contact: Welcome customers at builder sites, understand their home buying needs, and introduce them to MoneyKarma's loan solutions.
• Guide Through Consultative Selling: Don't just pitch—solve. Explain loan products clearly, answer questions, remove friction, and guide customers to the right decisions.
• Drive Loan Conversions: Manage leads from inquiry to disbursal. Own your numbers and contribute to monthly targets.
• Create "Wow" Experiences: Partner with banks and internal teams to compress turnaround times and deliver moments that customers remember.
• Build Relationships On-Ground: Develop rapport with builder sales teams and site managers. Your relationships drive repeat referrals.
• Be the Market Radar: Bring insights on customer preferences, competitor activity, and market trends back to the team. Your observations shape strategy.