We're Hiring

Where AmbitionMeets Opportunity

Join India's fastest-growing AI-powered home loan platform. We're building the infrastructure that's democratizing access to credit across the country.

10M+
Users Trust Us
23
Cities
₹1.8B
Interest Saved
125,000
Families Helped
Join the MoneyKarma team
Why MoneyKarma

Why Join Us?

We're not just hiring for roles. We're looking for people ready to build a category.

Own Your Vertical

Take full ownership of your domain. You won't be executing someone else's playbook—you'll be writing it.

Direct Revenue Impact

Your work directly drives company growth. See the tangible results of your contributions every month.

Build at Scale

Work across 23+ cities with the platform and resources of a well-funded startup, but with the agility to move fast.

Leadership Trajectory

High performers are promoted quickly. We're actively building the next generation of leaders from within.

Mission That Matters

Every contribution helps more families achieve home ownership. We've already helped 125,000 families save ₹1.8B in interest.

Career growth at MoneyKarma
Life at MoneyKarma

More Than Just a Job

Backed by institutional investors and built by a team combining Stanford pedigree with deep India market expertise, we offer you the chance to build something category-defining.

Competitive Compensation

Industry-leading base salary with performance-linked incentives

ESOPs for High Performers

Own a piece of the company you help build

Rapid Career Growth

Clear progression paths with mentorship from industry veterans

Learning & Development

Access to courses, conferences, and continuous skill development

Work Flexibility

Hybrid work options with modern office spaces

World-Class Team

Collaborate with Stanford pedigree meets deep India market expertise

Our Mission

Work That Truly Matters

In India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it.

We're changing that.

MoneyKarma is India's fastest-growing AI-powered home loan platform. We don't just connect buyers with banks—we've built the infrastructure that's democratizing access to credit across the country.

125,000
Families in New Homes
₹1.8B
Interest Saved
MoneyKarma's impact across India
6 Open Positions

Open Positions

The best careers aren't planned—they're built. Find your next opportunity.

Business Development2-6 yearsfull-time

Business Development Manager - Builder Partnerships

“We're not hiring for a role. We're looking for someone ready to build a category.”

Mumbai •Bengaluru •Hyderabad •Pune •Chennai •Delhi NCR

About the Role

In India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it. We're changing that. MoneyKarma is India's fastest-growing AI-powered home loan platform. We don't just connect buyers with banks—we've built the infrastructure that's democratizing access to credit across the country.

What You'll Do

  • Drive Builder Partnerships: Identify, pitch, and close partnerships with real estate developers. Manage end-to-end relationship lifecycle from first meeting to ongoing revenue generation.
  • Establish On-Site Presence: Set up and manage MoneyKarma desks at builder sites. Ensure seamless customer experience from property booking to loan disbursal.
  • Hit Revenue Targets: Own monthly and quarterly targets for loan disbursals through your builder network. Work with ops team to ensure seamless execution.
  • Represent MoneyKarma: Be the face of MoneyKarma at builder sites, sales offices, and industry events. Build our brand in the real estate ecosystem.
  • Provide Market Intelligence: Feed insights on competitive dynamics, builder preferences, and customer needs back to product and strategy teams.

Required

  • 2-6 years of experience in B2B sales, business development, or partnership roles
  • Proven track record of selling to or working with builders/developers (non-negotiable)
  • Strong network in the real estate/developer community in your region
  • History of meeting or exceeding sales/BD targets
  • Excellent communication and negotiation skills—you're comfortable in boardrooms and on-site
  • Willingness to travel and be on the ground with partners

Preferred

  • Experience in fintech, home loans, or financial services
  • MBA or equivalent from a reputed institution
  • Experience managing a team or mentoring junior colleagues
  • Understanding of the home loan process and banking relationships

Compensation

Competitive base + performance-linked incentives + ESOPs for high performers

Posted on 8 October 2025

Business Development0-1 yearsfull-time

Business Development Associate - Builder Partnerships

“Your first job shouldn't just be a stepping stone. It should be the foundation of something big.”

Mumbai •Bengaluru •Hyderabad •Pune •Chennai •Delhi NCR

About the Role

In India, 300 million people are creditworthy but invisible to banks. Home ownership—the cornerstone of middle-class wealth—remains out of reach for millions who deserve it. We're changing that. MoneyKarma is India's fastest-growing AI-powered home loan platform. We're looking for hungry, ambitious graduates who want to start their careers in the middle of the action—not watching from the sidelines. Backed by institutional investors and built by a team combining Stanford pedigree with deep India market expertise, MoneyKarma offers fresh graduates something rare: real responsibility from day one.

What You'll Do

  • Support Builder Acquisition: Help identify potential builder partners. Research their projects, understand their customer base, and assist in outreach efforts.
  • Manage On-Site Operations: Run MoneyKarma desks at builder sites. Be the first point of contact for home buyers and ensure smooth loan processing.
  • Build Relationships: Develop rapport with builder sales teams, site managers, and key decision-makers. Your relationships will drive repeat business.
  • Drive Loan Conversions: Work with customers from initial enquiry to loan disbursal. Own your numbers and contribute to monthly targets.
  • Gather Market Intelligence: Collect insights on builder preferences, competitor activity, and customer feedback. Your on-ground knowledge shapes company strategy.

Required

  • Fresh graduate (BBA, B.Com, or any degree) from batch of 2024 or 2025
  • Strong communication skills—fluent in English and local language
  • Comfortable being on the field—this is not a desk job
  • Self-starter attitude—you don't wait to be told what to do
  • Genuine interest in sales, business development, or real estate
  • Willing to relocate or work in your home city if we have operations there

Preferred

  • Leadership experience in college—fests, clubs, sports captaincy
  • Internship experience in sales, marketing, or customer-facing roles
  • Familiarity with your local real estate market

Compensation

Competitive salary + performance-linked incentives

Posted on 22 November 2025

Operations2-5 yearsfull-time

Customer Success Lead - On-Site Operations

“Lead from the front. Every customer interaction is a chance to build trust.”

Mumbai •Bengaluru •Hyderabad •Pune •Chennai •Delhi NCR

About the Role

MoneyKarma isn't just another fintech company—we're redefining how 1.4 billion Indians access credit, buy homes, and build wealth. We've built an AI-powered platform that connects homebuyers with the right banks, helps real estate developers identify high-intent customers, and simplifies complex financial decisions into seamless digital experiences. As a Customer Success Lead, you'll manage on-site operations at builder locations—leading from the front while ensuring your team delivers exceptional customer experiences and hits revenue targets. This role is for experienced professionals who've proven they can sell, serve customers, and are ready to lead teams.

What You'll Do

  • Lead On-Site Operations: Manage MoneyKarma presence at multiple builder sites. Ensure seamless customer experience from inquiry to loan disbursal.
  • Drive Conversions & Revenue: Own monthly and quarterly targets for your sites. Build and run high-velocity sales funnels that deliver results.
  • Handle High-Value Customers: Personally manage complex cases and premium customers. Use consultative selling to guide them to the right solutions.
  • Build & Coach Your Team: Recruit, train, and mentor Home Loan Advisors. Create a culture of customer obsession and performance.
  • Strengthen Builder Relationships: Work closely with builder sales teams and site managers. Your relationships ensure priority access and referral flow.
  • Be the Ground-Level Strategist: Bring market insights, competitive intelligence, and customer patterns to leadership. Your observations shape company strategy.

Required

  • 2-5 years of experience in sales, customer success, or relationship management
  • Proven track record of meeting or exceeding sales targets
  • Experience in customer-facing roles—banking, insurance, real estate, retail, or hospitality
  • Strong communication and interpersonal skills—you connect with customers from all walks of life
  • Comfort with on-ground work—this is a field role, not a desk job
  • Leadership mindset—you've mentored juniors or led small teams

Preferred

  • Experience in home loans, mortgages, or financial services
  • Background in real estate or builder ecosystem
  • MBA or graduate degree from a reputed institution

Compensation

Competitive base + performance-linked incentives + growth bonuses

Posted on 15 October 2025

Operations0-1 yearsfull-time

Home Loan Advisor - On-Site Customer Success

“Every family you help is a home you helped build.”

Mumbai •Bengaluru •Hyderabad •Pune •Chennai •Delhi NCR

About the Role

MoneyKarma isn't just another fintech company—we're redefining how 1.4 billion Indians access credit, buy homes, and build wealth. As a Home Loan Advisor, you'll be stationed at builder sites—the frontline where home dreams become reality. You're the trusted guide who helps customers navigate the home loan journey, from first inquiry to keys in hand. This role is for high-energy individuals who love talking to people, solving problems on the spot, and creating memorable customer experiences. It's demanding, fast-paced, and intensely rewarding.

What You'll Do

  • Be the First Point of Contact: Welcome customers at builder sites, understand their home buying needs, and introduce them to MoneyKarma's loan solutions.
  • Guide Through Consultative Selling: Don't just pitch—solve. Explain loan products clearly, answer questions, remove friction, and guide customers to the right decisions.
  • Drive Loan Conversions: Manage leads from inquiry to disbursal. Own your numbers and contribute to monthly targets.
  • Create "Wow" Experiences: Partner with banks and internal teams to compress turnaround times and deliver moments that customers remember.
  • Build Relationships On-Ground: Develop rapport with builder sales teams and site managers. Your relationships drive repeat referrals.
  • Be the Market Radar: Bring insights on customer preferences, competitor activity, and market trends back to the team. Your observations shape strategy.

Required

  • Fresh graduate (any degree) from batch of 2024 or 2025
  • High energy and a hunger to win—you thrive on targets and love talking to people
  • Strong communication skills—fluent in English and local language
  • Comfort with on-ground hustle—this is not a desk job
  • Genuine interest in sales, customer service, or financial services
  • Willing to work at builder sites within your city

Preferred

  • Prior internship in sales, banking, or customer-facing roles
  • Basic understanding of home loans or financial products
  • Leadership experience in college—fests, clubs, sports

Compensation

Competitive salary + monthly performance incentives

Posted on 3 December 2025

Engineering3-6 yearsfull-time

DevOps Engineer - Cloud Infrastructure & Platform Engineering

“Build the infrastructure that powers India's home ownership revolution.”

Bengaluru •Hyderabad

About the Role

MoneyKarma isn't just another fintech company—we're redefining how 1.4 billion Indians access credit, buy homes, and build wealth. As a DevOps Engineer, you'll be responsible for evolving our deployment architecture to keep pace with our rapidly growing product and technology needs. You'll work on cost optimization, service configuration, security reviews, and building new infrastructure components for our AI-enabled platform. This role requires someone who can work across infrastructure-as-code, cloud services, networking, and security—with a strong focus on automation and scalability.

What You'll Do

  • Cost Optimization: Review existing infrastructure and usage patterns. Recommend and implement cost optimization strategies for near, medium, and long term across AWS services.
  • Service Configuration: Configure and tune services that scale infrastructure dynamically based on load conditions. Optimize for changing usage patterns with cost implications in mind.
  • Network Configuration: Manage comprehensive network architecture ensuring regulatory compliance. Implement configuration changes for third-party access with appropriate safeguards.
  • Security Review & Implementation: Maintain and evolve security infrastructure to align with changing technology landscape and newer compliance standards.
  • New Services & Infrastructure: Merge, separate, or add services for better performance. Build new infrastructure components to support AI-enabled service requirements.
  • Domain & Routing Management: Update domain routing including sub-domains and paths to align with new web flow architecture.
  • Infrastructure as Code: Maintain and update Terraform configurations to reflect current and recommended deployment changes. Ensure all production changes are handled through code configurations.

Required

  • 3-6 years of experience in DevOps, Cloud Infrastructure, or Platform Engineering roles
  • Strong AWS expertise—hands-on experience with EC2, ECS/EKS, Lambda, RDS, S3, CloudFront, VPC, IAM, and related services
  • Infrastructure as Code—proficiency with Terraform (required), CloudFormation, or similar tools
  • Experience with CI/CD pipelines—Jenkins, GitLab CI, GitHub Actions, or AWS CodePipeline
  • Strong understanding of networking concepts—VPCs, subnets, security groups, load balancers, DNS routing
  • Experience with containerization—Docker, Kubernetes, or ECS
  • Knowledge of security best practices and compliance requirements in cloud environments
  • Scripting skills—Python, Bash, or similar

Preferred

  • AWS certifications (Solutions Architect, DevOps Engineer, or Security Specialty)
  • Experience with cost optimization tools and strategies at scale
  • Background in fintech or regulated industries with compliance requirements
  • Experience building infrastructure for AI/ML workloads
  • Monitoring and observability experience—CloudWatch, Prometheus, Grafana, ELK stack

Compensation

Competitive salary + ESOPs + benefits

Posted on 5 November 2025

Engineering4-6 yearsfull-time

AI-Native Software Engineer

“The future belongs to engineers who code with AI, not against it.”

Bengaluru •Hyderabad

About the Role

We're building the future of software development—where AI is your co-pilot, not a threat. At MoneyKarma, we believe the best engineers of tomorrow are those who master AI-augmented development today. We're not just adopting AI tools—we're pioneering how engineering teams can 10x their output by working with AI, not around it. If you've been experimenting with GitHub Copilot, Claude, ChatGPT, or Cursor—and you're hungry to push these tools to their limits in a production environment—this is your opportunity to work at the frontier of AI-assisted engineering.

What You'll Do

  • Build Full-Stack Products: Design and develop features end-to-end using TypeScript, NodeJS, ReactJS, and frameworks like NestJS and NextJS.
  • Architect for Scale: Build microservices and distributed systems that handle millions of transactions. You understand that performance at scale has a cost—and you optimize for it.
  • Design Great Experiences: Make design choices that enhance user experience. Build reusable code optimized for speed and scalability.
  • Own Your Code Quality: You genuinely believe that testing your code is your responsibility. Write production-ready, secure-by-design code that your teammates can build on.
  • Work with Modern Data: Build and manage REST APIs for large-scale distributed systems. Work with multiple database technologies—NoSQL, RDBMS, Graph, and more.
  • Push the AI Frontier: Continuously experiment with AI tools to improve your workflow. Share learnings with the team and help define our AI-first engineering practices.

Required

  • 4-6 years of experience in software development, preferably in SaaS product companies
  • AI-Curious & AI-Active: You're already using AI coding assistants and excited to push them further. You see AI as a multiplier, not a crutch.
  • Strong grasp of computer science fundamentals—Data Structures and Algorithms
  • Proficient in TypeScript, NodeJS, ReactJS and frameworks like NestJS and NextJS
  • Experience building microservices and distributed systems
  • Experience building scalable server-side backend services using appropriate design patterns
  • Familiarity with microservices architecture—its advantages and challenges with complex transactions
  • Experience with React framework and building optimized, reusable frontend code
  • Prior experience building and managing REST APIs for large-scale distributed systems
  • Experience with multiple DB technologies—NoSQL, RDBMS, Graph databases

Preferred

  • You're a problem solver who uses programming languages and frameworks as tools
  • You like learning new technologies and actively seek feedback to improve yourself
  • You're not afraid of going outside your comfort zone
  • You care about making a difference and have a passion for building world-class software
  • Security by design is how you think—not an afterthought

Compensation

Competitive salary + ESOPs + benefits

Posted on 18 December 2025

Don't see a perfect fit?

We're always looking for exceptional talent. Send us your resume and let's talk.