Start your Indian gold investment journey with as little as ₹10. Buy 99.9% pure digital gold backed by Augmont with BIS hallmarking, track your portfolio in real-time, and convert to physical gold when you're ready. Perfect for auspicious occasions like Akshaya Tritiya, Dhanteras, Karva Chauth and traditional Indian weddings with no making charges - save up to 25% compared to physical jewelry purchases in Delhi, Mumbai, Hyderabad, Bangalore, Pune and across India.
Get real-time updates on gold prices across major Indian cities including Delhi NCR, Mumbai, Chennai, Kolkata, Bangalore, Hyderabad and Pune to make informed investment decisions based on IBJA (India Bullion and Jewellers Association) and MCX (Multi Commodity Exchange) rates.
Last updated: Today, 10:30 AM
24K Gold (1 gram) - Delhi NCR
₹6,242.50
2.3%22K Gold (1 gram) - Mumbai
₹5,722.96
2.1%Gold (10 grams) - Hallmark Price
₹194,166.50
2.4%Digital gold offers all the benefits of owning physical gold without the hassles of storage, security concerns, or purity issues. It's the modern way for Indian investors to participate in this traditional asset class with complete transparency and flexibility. Purchase gold for auspicious occasions like Akshaya Tritiya and Dhanteras without visiting crowded jewelry shops, while avoiding making charges that can be as high as 25% in physical jewelry. Digital gold also makes an excellent gift option for weddings, Raksha Bandhan, and other Indian celebrations while maintaining the cultural significance of gold giving.
Investing in digital gold is simple, secure, and transparent for Indian investors across all income levels. Our platform makes it easy to buy gold for auspicious occasions like Akshaya Tritiya, Dhanteras, Diwali, and Karva Chauth, track your investments in real-time, and sell or convert to physical gold whenever you want - all in compliance with Indian regulations including RBI guidelines and BIS hallmarking standards. Unlike traditional Fixed Deposits or real estate, digital gold offers both security and liquidity with potential tax benefits under specific conditions.
Choose the investment plan that suits your financial goals and cultural preferences. Whether you're saving for traditional Indian weddings, festival purchases like Akshaya Tritiya or Dhanteras, children's education, or building long-term wealth as an alternative to Fixed Deposits and PPF, we have options for all Indian investors across income levels and geographic regions.
Perfect for Akshaya Tritiya, Dhanteras, Diwali, Karva Chauth, Raksha Bandhan, and other auspicious occasions when Indians traditionally buy gold as per regional customs across North, South, East and West India.
Ideal for consistent investors building a gold portfolio over time using the popular Indian SIP approach familiar to mutual fund investors. Perfect for salaried professionals in Delhi, Mumbai, Hyderabad, Bangalore, Pune and other major Indian cities.
Perfect for traditional Indian wedding planning including Mangalsutra, bridal jewelry sets, and Stridhan, children's education funds, or building family wealth with gold as per Indian cultural traditions across different regions and communities.
Your digital gold investment can be converted to BIS hallmarked physical gold products anytime. Choose from traditional Indian coins (Lakshmi, Ganesh, Balaji designs), gold bars with Indian motifs, and custom jewelry including regional styles like South Indian Temple jewelry, Bengali gold work, Rajasthani Kundan, and Gujarati Polki designs with delivery across all Indian states and union territories.
Available in various denominations from 0.5g to 50g with Lakshmi, Ganesh, Balaji, Swastik, Om, and other traditional Indian designs. Perfect for gifting during Akshaya Tritiya, Dhanteras, Diwali, Karva Chauth, Bhai Dooj, and traditional weddings across all regions of India. Regional designs include South Indian Kolam patterns, North Indian Peacock motifs, and Bengal's auspicious Swastik symbols.
Available in weights from 1g to 100g with BIS hallmarking and MMTC-PAMP certification. Ideal for serious Indian investors looking for alternatives to traditional Fixed Deposits, PPF, and real estate with potential tax advantages under certain conditions. Perfect for wealth preservation against rupee depreciation and inflation protection for Indian families.
Convert your digital gold into custom-designed jewelry pieces for weddings and special occasions. Choose from traditional Indian designs like South Indian Temple jewelry, Rajasthani Kundan, Gujarati Polki, Bengali filigree work, Odisha tribal designs, Kerala style Nagapadam Mala, Tamil Nadu's Manga Mala, and contemporary fusion styles with BIS hallmarking. Perfect for bridal collections including Mangalsutra, wedding sets, and family heirlooms with cultural significance.
Hear from our customers who have successfully invested in digital gold and seen their investments grow.
Built my daughter's education and traditional wedding fund
"I started investing ₹2,000 monthly in digital gold five years ago for my daughter's higher education and future wedding. As a traditional North Indian family from Delhi NCR, we believe in giving gold for kanyadaan and stridhan, and this systematic investment has helped me accumulate gold worth over ₹1.5 lakhs now without worrying about storage or theft. I plan to convert half into traditional wedding jewelry including a mangalsutra and bangles, while keeping the rest for her education at top Indian universities. The best part is how easy it is to track growth and manage the investment on the MoneyKarma app."
Perfect for our traditional South Indian wedding
"My fiancée and I started saving for our traditional South Indian wedding by investing in digital gold during every Akshaya Tritiya and Dhanteras. We started with just ₹500 each per month, and after two years, we've accumulated enough to convert into traditional Tamil wedding jewelry including the thaali (mangalsutra), oddiyanam (waist belt), and jhumkas. We chose traditional temple jewelry designs with lakshmi motifs that are important in our culture. Converting from digital to physical gold was seamless, and we saved nearly 25% on making charges compared to buying directly from jewelers in Bangalore and Chennai. The BIS hallmarking gives us confidence in the purity, which is crucial for wedding jewelry that will become family heirlooms."
Digital gold in India is a way to buy, sell and invest in 99.9% pure gold electronically through platforms regulated by entities like MMTC-PAMP and other authorized dealers under the purview of SEBI guidelines. When you purchase digital gold, physical gold of equivalent value is stored in secure vaults on your behalf in compliance with Indian regulatory standards including BIS hallmarking requirements. You can buy in small amounts (starting from ₹10) during auspicious occasions like Akshaya Tritiya, Dhanteras, and Karva Chauth, accumulate over time, and convert to physical gold or jewelry when needed. The gold is stored in secure vaults regulated under Indian storage and security standards with full insurance coverage. Unlike Sovereign Gold Bonds (SGBs) issued by the Reserve Bank of India, there's no lock-in period, though SGBs offer additional interest benefits of 2.5% per annum under government schemes. For tax purposes, digital gold held for over 36 months qualifies as long-term capital asset with indexation benefits under Indian income tax laws, similar to physical gold. Digital gold also offers complete compliance with anti-money laundering regulations through mandatory KYC procedures using Aadhaar, PAN card or other government-approved identification.
Digital gold represents ownership of physical gold that is stored in secure vaults across India. Unlike traditional gold buying in India which often involves visiting crowded jewelers during festivals like Dhanteras and Akshaya Tritiya, paying high making charges (15-25%), and worrying about storage and purity, digital gold offers a modern alternative with several advantages while maintaining cultural significance. You get 24K 99.9% pure gold with BIS hallmarking as per Indian standards, no making charges on purchase (only on conversion to jewelry), ability to buy in small amounts (even ₹10) making it accessible to all income levels, and complete transparency with live market rates based on MCX and IBJA pricing. You still maintain the cultural tradition of buying gold on auspicious days like Akshaya Tritiya, Dhanteras, and during wedding seasons, but with more flexibility and better value. For regional festivals across India - whether it's Onam in Kerala, Durga Puja in Bengal, Pongal in Tamil Nadu, or Karva Chauth in North India - digital gold allows you to participate in traditional gold purchase customs without geographical limitations. Unlike Sovereign Gold Bonds issued by RBI, there's no lock-in period, though SGBs offer additional interest benefits of 2.5% annually. Compared to gold ETFs, digital gold doesn't require a demat account or incur annual maintenance fees, making it more accessible to the average Indian investor. For traditional Indian wedding purposes, digital gold can be accumulated gradually and then converted to specific regional jewelry designs when needed - whether it's South Indian temple jewelry, Bengali chokers, Rajasthani kundan sets, or Gujarati patla designs.
Your digital gold investment in India is extremely secure with multiple layers of protection. The physical gold backing your digital purchase is stored in secure, insured Brink's vaults under 24/7 surveillance in major Indian cities. Each unit of gold is audited regularly by independent agencies and complies with MMTC-PAMP standards and BIS hallmarking requirements. Your digital gold holdings are linked to your Aadhaar-based KYC-verified account in compliance with RBI guidelines, ensuring that only you have access to your investment. Digital records are maintained on secure blockchain technology with regular security audits to prevent any tampering or unauthorized access.
Selling your digital gold is just as easy as buying it. Simply log in to your MoneyKarma account, go to your digital gold portfolio, and select the 'Sell' option. You can choose to sell any amount of your gold holdings at the current market rate. The proceeds will be transferred to your linked bank account within 1-2 business days.
Yes, you can convert your digital gold to traditional regional Indian jewelry at any time. You need to have accumulated at least 0.5 grams of gold to request physical delivery. You can choose from various traditional Indian designs including North Indian Kundan and Meenakari work, South Indian Temple jewelry with divine motifs, Eastern Bengali and Oriya filigree work, Western Gujarati Polki and Pachchikam styles, and contemporary fusion designs. The platform offers regionally specific designs for different Indian communities - whether it's Tamil Nadu's Manga Mala, Kerala's Kasavu designs, Karnataka's Kasuti-inspired patterns, Andhra's Nakshi work, Maharashtra's Thushi necklaces, Rajasthan's Aad ornaments, or Punjab's Polki sets. Making charges typically range from 8-15% depending on design complexity and craftsmanship requirements (much lower than the 15-25% charged by most traditional jewelers). All jewelry comes with BIS hallmarking certification as per Indian standards and can be delivered to all major Indian cities within 5-7 business days, with special expedited service for wedding orders. This conversion feature is especially popular for wedding preparations (including bridal sets, mangalsutra, and family heirloom pieces) and festival gifting during Akshaya Tritiya, Dhanteras, Karva Chauth, and other regional celebrations. The platform also offers special bridal collections featuring designs specific to different Indian wedding traditions, ensuring cultural authenticity whether you're planning a Punjabi, Bengali, Tamil, Telugu, Malayali, Marathi, Gujarati, or North Indian wedding.