Digital GoldInvestment Starting ₹10

Digital gold is 24K pure gold (99.99% purity) that you buy online starting from ₹10. It's stored securely in MMTC-PAMP certified bank-grade vaults. Unlike physical gold, there are no making charges, storage hassles, or security concerns. You can buy, sell, and track your investment 24/7 with complete transparency.

Absolutely. Your gold is stored in climate-controlled, bank-grade vaults with 24/7 surveillance and comprehensive insurance coverage. Independent trustees protect your ownership rights, and regular third-party audits verify all gold holdings. MMTC-PAMP certification ensures authenticity and purity.

Yes, you can convert your digital gold to physical gold coins or bars once you accumulate a minimum of 1 gram. Physical delivery is available across India with delivery charges ranging from ₹50-₹200 depending on location and quantity. The gold delivered maintains the same 99.99% purity.

Digital gold has transparent pricing with a small buy-sell spread (2-3% over market price). There are absolutely no making charges, wastage fees, storage costs, or annual maintenance charges. You can invest any amount starting from ₹10 with complete cost transparency.

Gold SIP allows you to invest a fixed amount (starting ₹100/month) automatically in digital gold. Benefits include rupee cost averaging during price fluctuations, disciplined wealth building, flexibility to modify amounts, and the ability to accumulate gold systematically over time without large upfront investments.

Digital gold follows the same tax structure as physical gold. Short-term gains (within 3 years) are taxed as per your income tax slab. Long-term gains (after 3 years) are taxed at 20% with indexation benefits. Capital gains tax applies only when you sell your gold holdings.

Yes, many banks and NBFCs accept digital gold as collateral for gold loans. Since your digital gold is stored with certified partners and has clear ownership documentation, it's easier to pledge compared to physical gold. Loan processing is typically faster with digital gold collateral.

Your gold is completely protected through independent trustee arrangements. The gold is not owned by the platform but held by independent trustees on your behalf. Even if a platform closes, your gold remains secure and accessible through the trustee structure, ensuring complete investor protection.