Business Loans ThatMatch Your Ambition
Get business loans from ₹50 lakhs to ₹50 crores with 24-hour approval. Join 50,000+ businesses who scaled with our 90% approval rate and minimal documentation.
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Trusted by India's Leading Banks & NBFCs
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Business Loans Tailored to Your Needs
From working capital to expansion financing, find the perfect loan for your business growth
Working Capital Loan
Bridge cash flow gaps and fuel daily operations with flexible funding.
Term Loan
Long-term capital for expansion, acquisition, or infrastructure development.
Equipment Financing
Purchase machinery, vehicles, or tech equipment with asset-backed loans.
MSME Loan
Government-backed schemes with subsidized rates for registered MSMEs.
Invoice Financing
Convert unpaid invoices into immediate working capital.
Overdraft Facility
Flexible credit line for managing cash flow fluctuations.
Get Funded in 4 Simple Steps
Our streamlined process ensures you get funds when you need them most
Check Eligibility
Quick 30-second eligibility check with instant pre-qualification
Submit Documents
Upload GST returns, bank statements digitally
Get Approval
AI-powered instant decision with dedicated support
Receive Funds
Direct transfer to your business account
Specialized Solutions for Every Industry
Deep domain expertise to understand and serve your industry-specific needs
Quick Eligibility Check
90% approval rate for businesses meeting our simple criteria
Business Requirements
Business Vintage
Minimum 2 years in operation
Annual Turnover
₹50 lakhs or above
Business Type
Pvt Ltd, LLP, Partnership, or Proprietorship
GST Registration
Valid GST number (if applicable)
Owner/Director Requirements
Age Criteria
21 to 65 years at loan maturity
Credit Score
Credit score 650 or above
Indian Resident
Must be an Indian citizen
Business Experience
Minimum 3 years in the industry
Minimal Documentation Required
KYC Documents
- PAN Card
- Aadhaar Card
- Address Proof
Business Documents
- GST Registration
- Business Registration
- Shop License (if applicable)
Financial Documents
- Bank Statement (6 months)
- GST Returns
- ITR (2 years)
50,000+ Businesses Scaled With Us
Real stories from real entrepreneurs who achieved their business goals
“MoneyKarma helped us expand from 2 to 15 stores in just 18 months. The ₹3 crore loan with flexible repayment was exactly what we needed. Their team understood retail business cycles perfectly.”
“The equipment financing at 11.5% helped us upgrade our entire production line. 24-hour approval meant we didn't miss the bulk order opportunity. Revenue increased 3.5X in one year!”
“As an MSME, getting ₹2 crore collateral-free loan seemed impossible. MoneyKarma made it happen in 48 hours! The CGTMSE coverage and 9.5% interest rate saved us lakhs.”
Frequently Asked Questions
Find answers to commonly asked questions about our financial services.
Still have questions? Contact our support team
Ready to Fuel Your Business Growth?
Join 50,000+ businesses who scaled with MoneyKarma. Get pre-approved in 30 seconds and receive funds in 24 hours.